Take Control of Your Finances in Minutes

Free, Private, and Powerful Budget Analysis Tool

Upload your bank statement, get instant insights, and explore potential savings scenarios for your home loan. All processing happens in your browser - your data never leaves your device.

100% Private
No Sign-Up Required
Instant Results
Get Started Now

Why Choose Budget Analyzer?

Privacy First

All processing happens in your browser. No accounts, no cloud storage, no data collection. Refresh your browser and everything is cleared.

Real-Time Updates

Watch your totals update instantly as you categorize transactions. See your financial picture change in real-time.

Smart Categorization

Automatic category suggestions with full manual control. Learn from your patterns and save time month after month.

Home Loan Calculator

Explore potential time and interest savings scenarios by redirecting expenses to your home loan. For illustrative purposes only - consult with your lender or financial advisor before making decisions.

Keyfile System - Instant Categorization

Download your category mappings once, then reuse them forever. When you upload your next statement and apply your keyfile, matching transactions are instantly categorized automatically - saving you hours of work!

PDF Reports

Generate professional PDF reports with your financial summary, category breakdown, and transaction details.

How It Works

1

Upload Your Bank Statement

Drag and drop your CSV file or click to browse. The app processes your transactions instantly. No registration required.

2

Review & Categorize

Use the date range filter to focus on specific periods. Sort by amount to prioritize large transactions. Assign categories to each transaction - start with income, then expenses. Check the box to ignore any transaction from calculations.

Tip: Watch your totals update in real-time as you categorize!

3

Explore Home Loan Scenarios

Want to see potential savings from extra payments? Select transactions you could redirect to your home loan, enter your loan details, and see illustrative calculations showing potential interest savings, time savings, and the impact of additional payments. These are estimates only - consult with your lender before making decisions.

4

Save Your Keyfile for Instant Categorization

Once you've categorized your transactions, click "Download Keyfile" to save all your category mappings. This keyfile remembers how you categorized each transaction type.

Next Month: When you upload your new bank statement, simply click "Apply Keyfile" and upload your saved keyfile first. Then upload your CSV statement - all matching transactions will be instantly categorized automatically! No more manual work - your categories are applied in seconds.

5

Export Your Report

Generate a professional PDF report with your financial summary, category breakdown, and transaction details. Perfect for sharing with your financial advisor or keeping records.

Your Privacy is Our Priority

Your financial data never leaves your device. Every session is completely local - refresh your browser and it's cleared. No accounts, no cloud storage, no tracking, just you and your data.

100% Browser-Based Processing
No Data Stored Online
No Registration Required
No Tracking or Analytics

Budget Analyzer

by PromptITEasy.com

Upload your bank statement CSV to analyze your finances

Drag & Drop Your CSV File

or click to browse

Instant Category Organization!

Upload your saved keyfile to automatically categorize all matching transactions from your new bank statement. Your previous category mappings will be applied instantly, making future budgeting effortless!

⚠️ Disclaimer: This tool is for informational and educational purposes only. It does NOT constitute financial, investment, tax, or legal advice. The calculations, budget suggestions, and loan projections are illustrative only and should not be used as the sole basis for financial decisions. You should consult with qualified financial professionals before making any financial decisions. View full Terms of Service & Disclaimer.